Yep! you read the title right,  I’m about to drag you into poverty, because honestly, there’s no way I could advise you otherwise.  …Well, I have to admit that I’ve thought about Googling some really good tips on saving money so I can pretend to be a responsible adult, but that would make me a liar, and as we all know by now I can’t lie – I’m an angel! Okay, seriously now, it’s the same story every single month: I…

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